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About Birch Corp

We're a local Iowa agency. (And yes, we hate corporate insurance noise too.)

Birch Corp combines pharmacy experience, analytical planning, and local Iowa guidance to help clients make confident coverage decisions without pressure.

The Birch Corp Story

We don't sell. We solve.

RJ and Julie McCarey, founders of Birch Corp

Birch Corp's approach was shaped by decades inside the healthcare system, not just the insurance market. After owning Medicap pharmacies in Iowa for 20 years, RJ and Julie saw firsthand how often people were placed into plans that did not fit their doctors, prescriptions, or real needs.

Julie's clinical pharmacy background and RJ's engineering mindset helped shape a more careful process: identify the problem, review the details, compare the options, and build a solution around the client.

20 yrs

Medicap pharmacies owned in Iowa

36 yrs

Julie's clinical pharmacy experience

~18 yrs

RJ serving Iowans in financial services

Let's be honest

Nobody wakes up excited to shop for health insurance.

Plans, mailers, call centers, prescriptions, provider networks — it gets noisy fast. Birch was built to make the process clearer, calmer, and more local.

Tap or click each topic below to see how Birch does things differently.

Real desks in your community
Birch has offices in Newton and Clear Lake, with local advisors who understand Iowa communities — not a national call center reading from a script.
Pharmacy-informed guidance
Julie's clinical pharmacy background helps Birch look closely at prescriptions, formularies, pharmacy networks, and Part D details that are easy to miss.
Analytical, no-pressure planning
RJ's engineering background shapes the Birch process: identify the need, review the details, compare the options, and explain tradeoffs clearly.
Support after enrollment
Birch keeps up with carrier, plan, and benefit changes so clients can make decisions with current information — and still have a local team to call after enrollment.

How Birch Works vs. How Corporate Insurance Works

The Birch Corp Team

  • You work with a local Iowa advisor who takes time to understand your situation.
  • We compare multiple top-rated brands to find the right fit.
  • We cross-check doctors, prescriptions, pharmacy needs, and budget.
  • We stay available after enrollment when plans, networks, or questions change.

The National Call Center

  • You may speak to a different stranger every time you call.
  • The conversation can feel rushed, scripted, or carrier-driven.
  • Coverage may be reviewed using generic regional information.
  • Follow-up can be harder once the application is submitted.

What Sets Us Apart

Our Practical Rules

Simple standards we use when helping clients compare coverage.

01

Your doctors and prescriptions come first.

If a plan does not fit your doctors, prescriptions, pharmacy, or care needs, it is not the right fit.

02

The recommendation should fit you.

Birch compares companies and plan types around fit, tradeoffs, and clear next steps.

03

No pressure. No disappearing.

You can compare at your pace. After enrollment, Birch is still here for questions and support.

Meet the Birch Team

Local Iowans on your side.

Newton & Clear Lake offices · Serving communities across the state.

RJ McCarey, RICP®, CMIP headshot

RJ McCarey, RICP®, CMIP

Founder & Lead Medicare Planner

Retirement Income Certified Professional (RICP®), Certified Medicare Insurance Planner (CMIP), Series 7 (Broker-Dealer) & Series 66 (Investment Advisor) Licenses, Former Maytag Civil Engineer.

Former Maytag civil engineer turned Medicare planner. RJ co-owned Medicap Pharmacies in Iowa for 20 years and now leads Birch with an analytical, fiduciary approach to coverage.

(641) 417-0051

Julie McCarey, R.Ph.

Clinically Registered Pharmacist & Co-Founder

Registered Pharmacist (R.Ph.), 20-Year Pharmacy Owner.

Clinically registered pharmacist with 36 years of experience. Julie reviews prescriptions, formularies, and Part D details that often get missed in a rushed plan comparison.

Harrison McCarey headshot

Harrison McCarey

Licensed Agent & Digital Operations

Licensed Health & Life Agent, Series 7 (Broker-Dealer) & Series 66 (Investment Advisor) Licenses.

Licensed health, life, and securities agent. Harrison handles digital enrollment and helps clients navigate online applications and Zoom meetings without the friction.

(641) 831-4875

Client Service Team

Dylan Wood

Client Support & Producer-in-Training

Air National Guard (Veteran, Qatar Deployment).

Air National Guard veteran bringing a service-first mindset. Currently completing his Health and Life licenses while supporting day-to-day client operations.

Bianca Supino

Office Administrator & Client Support Specialist

Lead Operations Support, Licensing Candidate.

Lead operations support for Birch. Bianca keeps client communication moving and prepares plan materials so every in-office appointment runs smoothly.

Talk With a Local Iowa Team

Schedule a visit, give us a call, or compare plans online — whichever feels right. A licensed Iowa advisor is ready when you are.

Call Now Contact Birch
Prefer to call now? (641) 316-8025

Not connected with or endorsed by the U.S. government or the federal Medicare program.

We do not offer every plan available in your area. Currently, we represent 0-7 organizations which offer 0-30 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.